The Official Gazette n° 04 of 25 January, 2016 came out with the law granting the status, usage and management of medical insurance in Rwanda.
The 3rd article of this law indicates that it is an obligation to have a medical insurance. It also reads that everyone living in Rwandan including foreigners, is obliged to have medical insurance.
The law indicates that foreigners coming to Rwanda have time delimitation in which they must get medical insurance.
The law reads that whoever comes to Rwanda without other medical insurance must have got the insurance not later than 30 days in an insurance company of his choice.
Article 4 of the law indicates that every employer; government, civil society and private—is obliged to play a role in the payment of medical insurance of his employees in an accepted insurance company. Every employer must provide evidence of payment for the medical insurance for his employees.
This medical insurance is divided into categories including nonprofit medical insurance and medical insurance provided by profit motivated companies.
Categories of non-profit insurance include medical insurance provided by government institutions, Mituelle de Santé and insurance provided by cooperatives of health insurance.
Rwanda Social Security Board (RSSB) as an institution which oversees management of contributions of Mituelle de Santé says that the new law will boost accessing medical insurance services for the working and retired Rwandans.
Today, Rwanda has 14 insurance institutions with one, Mituelle de santé, reserved for only Rwandans.
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