{"id":4000082564,"date":"2026-07-14T15:45:00","date_gmt":"2026-07-14T13:45:00","guid":{"rendered":"https:\/\/new.igihe.com\/french\/?p=4000082564"},"modified":"2026-07-14T17:18:57","modified_gmt":"2026-07-14T15:18:57","slug":"la-banque-centrale-lance-des-transferts-instantanes-entre-comptes-bancaires-et-portefeuilles-mobiles-via-ekash","status":"publish","type":"post","link":"https:\/\/new.igihe.com\/french\/la-banque-centrale-lance-des-transferts-instantanes-entre-comptes-bancaires-et-portefeuilles-mobiles-via-ekash\/","title":{"rendered":"La banque centrale lance des transferts instantan\u00e9s entre comptes bancaires et portefeuilles mobiles via eKash"},"content":{"rendered":"\n

Cette innovation permet aux utilisateurs de transf\u00e9rer de l\u2019argent entre un compte bancaire et un portefeuille mobile, ou entre des comptes et portefeuilles appartenant \u00e0 diff\u00e9rents prestataires financiers, sans avoir besoin d\u2019ouvrir un nouveau compte ni de t\u00e9l\u00e9charger une nouvelle application.<\/p>\n\n\n\n

Baptis\u00e9s transferts \u00ab Person-to-Person \u00bb (P2P) interop\u00e9rables, ces services permettent aux particuliers d\u2019envoyer directement de l\u2019argent \u00e0 d\u2019autres utilisateurs, m\u00eame lorsqu\u2019ils utilisent des banques ou des services de monnaie mobile diff\u00e9rents.<\/p>\n\n\n\n

Selon la BNR, eKash vise \u00e0 rendre les paiements num\u00e9riques \u00ab plus rapides, plus simples et plus abordables \u00bb en reliant les diff\u00e9rents acteurs du secteur financier \u00e0 travers une seule infrastructure.<\/p>\n\n\n\n

Dans un communiqu\u00e9 publi\u00e9 le 13 juillet, la banque centrale a pr\u00e9sent\u00e9 eKash comme \u00ab l\u2019infrastructure nationale de paiement num\u00e9rique du Rwanda \u00bb, con\u00e7ue pour permettre aux clients \u00ab d\u2019envoyer, de recevoir et d\u2019effectuer des paiements entre les institutions financi\u00e8res agr\u00e9\u00e9es de mani\u00e8re accessible, fiable, abordable et inclusive \u00bb.<\/p>\n\n\n\n

\u00c0 partir du lancement du service, tous les transferts P2P effectu\u00e9s entre les banques participantes et les \u00e9metteurs de monnaie \u00e9lectronique seront trait\u00e9s via eKash, qui servira d\u00e9sormais de plateforme de connexion commune.<\/p>\n\n\n\n

La BNR a fix\u00e9 une limite maximale de 10 millions de francs rwandais par transaction. Les frais factur\u00e9s aux clients ne pourront pas d\u00e9passer 20 francs rwandais par transfert, m\u00eame si les institutions financi\u00e8res peuvent d\u00e9cider d\u2019appliquer des tarifs plus bas, voire la gratuit\u00e9.<\/p>\n\n\n\n

\u00ab Les institutions financi\u00e8res peuvent appliquer des frais inf\u00e9rieurs, y compris z\u00e9ro frais, conform\u00e9ment \u00e0 leurs politiques tarifaires \u00bb, a pr\u00e9cis\u00e9 l\u2019institution.<\/p>\n\n\n\n

La banque centrale estime que cette initiative renforcera l\u2019inclusion financi\u00e8re en facilitant l\u2019acc\u00e8s aux services num\u00e9riques et en am\u00e9liorant l\u2019efficacit\u00e9 du syst\u00e8me national de paiement.<\/p>\n\n\n\n

Elle a \u00e9galement annonc\u00e9 qu\u2019elle continuera \u00e0 surveiller le fonctionnement d\u2019eKash, notamment la performance du syst\u00e8me, la disponibilit\u00e9 du service, la protection des consommateurs et le traitement des plaintes.<\/p>\n\n\n\n

La BNR a enfin demand\u00e9 aux banques et aux fournisseurs de monnaie \u00e9lectronique de sensibiliser leurs clients sur les modalit\u00e9s d\u2019utilisation du service, les limites de transactions et les frais applicables.<\/p>\n\n\n\n

Les utilisateurs ayant besoin d\u2019assistance peuvent contacter leur institution financi\u00e8re ou utiliser les plateformes officielles de communication de la BNR, notamment le chatbot Intumwa.<\/p>\n\n\n\n

\"\"
La Banque nationale du Rwanda (BNR) a lanc\u00e9, d\u00e8s le 14 juillet 2026, un nouveau service permettant aux clients d\u2019effectuer des transferts d\u2019argent instantan\u00e9s entre diff\u00e9rentes institutions financi\u00e8res gr\u00e2ce \u00e0 eKash<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

La Banque nationale du Rwanda (BNR) a lanc\u00e9 d\u00e8s le 14 juillet 2026, un nouveau service permettant aux clients d\u2019effectuer des transferts d\u2019argent instantan\u00e9s entre diff\u00e9rentes institutions financi\u00e8res gr\u00e2ce \u00e0 eKash, la plateforme nationale de paiement num\u00e9rique.<\/p>\n","protected":false},"author":452,"featured_media":4000082565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7559],"tags":[],"byline":[7717],"hashtag":[],"class_list":["post-4000082564","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-justice-33","byline-igihe"],"bylines":[{"id":7717,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":393}],"contributors":[{"id":7717,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":393}],"featured_image":{"id":4000082565,"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","alt":"","caption":"","mime_type":"image\/jpeg","width":1000,"height":667,"sizes":{"thumbnail":{"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","width":1000,"height":667},"medium":{"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","width":1000,"height":667},"medium_large":{"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","width":1000,"height":667},"large":{"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","width":1000,"height":667},"full":{"url":"https:\/\/cdn.igihe.com\/fr\/2026\/07\/BNK-CNTR.jpg","width":1000,"height":667}}},"_links":{"self":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/4000082564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/users\/452"}],"replies":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/comments?post=4000082564"}],"version-history":[{"count":1,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/4000082564\/revisions"}],"predecessor-version":[{"id":4000082566,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/4000082564\/revisions\/4000082566"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media\/4000082565"}],"wp:attachment":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media?parent=4000082564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/categories?post=4000082564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/tags?post=4000082564"},{"taxonomy":"byline","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/byline?post=4000082564"},{"taxonomy":"hashtag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/hashtag?post=4000082564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}