{"id":39501,"date":"2025-10-04T18:30:00","date_gmt":"2025-10-04T18:30:00","guid":{"rendered":"https:\/\/new.igihe.com\/french\/AREFA-ou-la-regulation-comme-instrument-de-rupture-et-de-legitimite-39501\/"},"modified":"2025-10-04T19:02:02","modified_gmt":"2025-10-04T19:02:02","slug":"AREFA-ou-la-regulation-comme-instrument-de-rupture-et-de-legitimite","status":"publish","type":"post","link":"https:\/\/new.igihe.com\/french\/AREFA-ou-la-regulation-comme-instrument-de-rupture-et-de-legitimite\/","title":{"rendered":"AREFA ou la r\u00e9gulation comme instrument de rupture et de l\u00e9gitimit\u00e9"},"content":{"rendered":"<p>L\u00e0 o\u00f9 l\u2019ancien syst\u00e8me n\u2019avait l\u00e9gu\u00e9 qu\u2019une soci\u00e9t\u00e9 meurtrie par l\u2019ins\u00e9curit\u00e9 et la corruption end\u00e9mique, s\u2019\u00e9rige d\u00e9sormais un ordre de stabilit\u00e9 relative, qui redonne aux populations la possibilit\u00e9 d\u2019esp\u00e9rer et d\u2019entrevoir un avenir hors du chaos. La paix ainsi r\u00e9tablie ne se r\u00e9duit pas \u00e0 l\u2019absence de tirs : elle devient la condition vitale d\u2019une reconstruction institutionnelle et d\u2019un r\u00e9enchantement du politique.<\/p>\n<p>{{La r\u00e9gulation \u00e9conomique comme rupture}}<\/p>\n<p>La cr\u00e9ation de l\u2019Autorit\u00e9 de R\u00e9gulation du secteur \u00c9conomique, Financier et des Assurances (AREFA) repr\u00e9sente une rupture d\u00e9cisive avec l\u2019h\u00e9ritage de d\u00e9sordre laiss\u00e9 par l\u2019\u00c9tat central. Con\u00e7ue comme l\u2019\u00e9quivalent de la Banque Centrale du Congo, mais affranchie de ses d\u00e9rives, l\u2019AREFA s\u2019affirme comme l\u2019organe d\u2019une gouvernance \u00e9conomique tourn\u00e9e vers l\u2019int\u00e9r\u00eat g\u00e9n\u00e9ral. <\/p>\n<p>Sous l\u2019impulsion de l\u2019\u00e9conomiste C\u00e9dric Fiema Punduyange et de ses adjoints Anselme Kitumaini et Justin Bigiri, l\u2019institution s\u2019engage dans une d\u00e9marche m\u00e9thodique : r\u00e9guler les banques, discipliner le secteur des assurances, contr\u00f4ler les microfinances et assainir le march\u00e9 de change. <\/p>\n<p>Dans une \u00e9conomie trop longtemps livr\u00e9e \u00e0 l\u2019informel et aux pr\u00e9dations, cette r\u00e9gulation rev\u00eat une valeur politique autant que financi\u00e8re : elle r\u00e9tablit l\u2019autorit\u00e9 publique sur des secteurs n\u00e9vralgiques, en ancrant la stabilit\u00e9 et la confiance au c\u0153ur de la reconstruction sociale.<\/p>\n<p>{{Un \u00c9tat alternatif en gestation}}<\/p>\n<p>Au-del\u00e0 de sa dimension technique, l\u2019AREFA symbolise l\u2019\u00e9mergence d\u2019un \u00c9tat alternatif, qui oppose \u00e0 la vacuit\u00e9 des institutions centrales une pratique effective du pouvoir. <\/p>\n<p>L\u00e0 o\u00f9 Kinshasa se contente de promesses creuses, l\u2019AFC\/M23 d\u00e9veloppe une strat\u00e9gie du \u00ab pas \u00e0 pas \u00bb, pr\u00e9f\u00e9rant les r\u00e9sultats concrets aux proclamations grandiloquentes. Cette patience strat\u00e9gique est en r\u00e9alit\u00e9 une arme de l\u00e9gitimation : elle d\u00e9montre que l\u2019\u00c9tat n\u2019est pas une abstraction mais une praxis, un ensemble de dispositifs tangibles capables d\u2019am\u00e9liorer la vie des citoyens. <\/p>\n<p>Dans cette perspective, l\u2019AREFA ne se limite pas \u00e0 stabiliser l\u2019\u00e9conomie locale ; elle incarne la possibilit\u00e9 d\u2019une souverainet\u00e9 reconstruite, enracin\u00e9e dans la satisfaction des besoins collectifs. Si cette logique venait \u00e0 s\u2019\u00e9largir et \u00e0 se consolider, elle poserait une question incontournable : qui, du pouvoir central ou de cette gouvernance de substitution, incarne r\u00e9ellement l\u2019avenir du Congo ? <\/p>\n<p>La r\u00e9ponse, chaque jour davantage, se lit dans la confiance renouvel\u00e9e d\u2019un peuple qui reconna\u00eet, dans la r\u00e9gulation enfin restaur\u00e9e, le visage d\u2019un \u00c9tat digne\u00a0de\u00a0ce\u00a0nom.<\/p>\n<figure class=\"spip-document spip-document-66863 aligncenter\"><img decoding=\"async\" src=\"https:\/\/fr.igihe.com\/IMG\/png\/screenshot_366_.png\" alt=\"L\u2019AFC\/M23, en consolidant la paix et la s\u00e9curit\u00e9 dans les zones plac\u00e9es sous son autorit\u00e9, a pos\u00e9 le fondement indispensable de toute transformation\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Nulle r\u00e9forme \u00e9conomique ne saurait prosp\u00e9rer dans le tumulte de la violence et de l\u2019anarchie. C\u2019est pourquoi l\u2019AFC\/M23, en consolidant la paix et la s\u00e9curit\u00e9 dans les zones plac\u00e9es sous son autorit\u00e9, a pos\u00e9 le fondement indispensable de toute transformation. <\/p>\n","protected":false},"author":488,"featured_media":4000066862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7544],"tags":[7605],"byline":[9102],"hashtag":[],"class_list":["post-39501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politique","tag-homenews","byline-tite-gatabazi"],"bylines":[{"id":9102,"name":"Tite Gatabazi","slug":"tite-gatabazi","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":472}],"contributors":[{"id":9102,"name":"Tite Gatabazi","slug":"tite-gatabazi","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":472}],"featured_image":{"id":4000066862,"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","alt":"","caption":"","mime_type":"image\/jpeg","width":0,"height":0,"sizes":{"thumbnail":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","width":1,"height":1},"medium":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","width":1,"height":1},"medium_large":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","width":1,"height":1},"large":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","width":1,"height":1},"full":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/cn_cp-10.jpg","width":0,"height":0}}},"_links":{"self":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/39501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/users\/488"}],"replies":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/comments?post=39501"}],"version-history":[{"count":0,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/39501\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media\/4000066862"}],"wp:attachment":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media?parent=39501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/categories?post=39501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/tags?post=39501"},{"taxonomy":"byline","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/byline?post=39501"},{"taxonomy":"hashtag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/hashtag?post=39501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}