{"id":38920,"date":"2025-08-20T21:52:27","date_gmt":"2025-08-20T21:52:27","guid":{"rendered":"https:\/\/new.igihe.com\/french\/I-M-Bank-Rwanda-enregistre-un-benefice-de-11-6-milliards-Frw-au-premier-38920\/"},"modified":"2025-08-20T21:52:37","modified_gmt":"2025-08-20T21:52:37","slug":"I-M-Bank-Rwanda-enregistre-un-benefice-de-11-6-milliards-Frw-au-premier","status":"publish","type":"post","link":"https:\/\/new.igihe.com\/french\/I-M-Bank-Rwanda-enregistre-un-benefice-de-11-6-milliards-Frw-au-premier\/","title":{"rendered":"I&#038;M Bank Rwanda enregistre un b\u00e9n\u00e9fice de 11,6 milliards Frw au premier semestre 2025"},"content":{"rendered":"<p>\u00c0 fin juin 2025, le total des actifs de la banque s\u2019\u00e9levait \u00e0 916 milliards Frw, traduisant une progression de 12 % depuis d\u00e9cembre 2024. Son portefeuille de pr\u00eats a, quant \u00e0 lui, augment\u00e9 de 24 % pour atteindre 440 milliards Frw.<\/p>\n<p>Pr\u00e8s de la moiti\u00e9 de ces cr\u00e9dits \u00e9taient nouveaux, octroy\u00e9s principalement par les agences implant\u00e9es \u00e0 travers le pays, une large part \u00e9tant destin\u00e9e \u00e0 des primo-acc\u00e9dants.<\/p>\n<p>Les d\u00e9p\u00f4ts des clients ont \u00e9galement progress\u00e9, en hausse de 12 % pour atteindre 737,7 milliards Frw \u00e0 fin juin 2025. Cette croissance est largement attribu\u00e9e \u00e0 l\u2019expansion du r\u00e9seau d\u2019agences et aux initiatives d\u2019am\u00e9lioration des services.<\/p>\n<p>La banque a soulign\u00e9 une gestion efficace de ses co\u00fbts, les charges d\u2019exploitation ne repr\u00e9sentant que 45 % des revenus. Une part importante de ces d\u00e9penses, en hausse de 27 %, a \u00e9t\u00e9 consacr\u00e9e aux programmes destin\u00e9s aux employ\u00e9s.<\/p>\n<p>Selon le directeur g\u00e9n\u00e9ral de la banque, Benjamin Mutimura, cette solide performance r\u00e9sulte de la confiance des clients et de l\u2019engagement continu de la banque en faveur du leadership sur le march\u00e9, des partenariats strat\u00e9giques et d\u2019une approche centr\u00e9e sur le client, soulignant que ces priorit\u00e9s avaient constamment produit des r\u00e9sultats positifs.<\/p>\n<p>Au-del\u00e0 de la croissance financi\u00e8re, la banque a mis en avant sa contribution sociale plus large, en indiquant que ses initiatives avaient eu un impact positif sur la vie de plus de 200 000 Rwandais.<\/p>\n<p>La direction a insist\u00e9 sur le fait que ces progr\u00e8s refl\u00e8tent un engagement en faveur d\u2019un d\u00e9veloppement inclusif et d\u2019une prosp\u00e9rit\u00e9 partag\u00e9e, rendus possibles gr\u00e2ce \u00e0 de solides partenariats, au d\u00e9vouement des employ\u00e9s et \u00e0 la fid\u00e9lit\u00e9 des clients. Pour l\u2019avenir, la banque a r\u00e9affirm\u00e9 son orientation vers l\u2019innovation, l\u2019efficacit\u00e9 op\u00e9rationnelle et une croissance centr\u00e9e sur le client.<\/p>\n<p>Fond\u00e9e en 1963 sous le nom de Banque Commerciale du Rwanda (BCR), I&#038;M Bank Rwanda est la plus ancienne banque commerciale du pays et est cot\u00e9e \u00e0 la Bourse du Rwanda depuis mars 2017.<\/p>\n<figure class=\"spip-document spip-document-64818 aligncenter\"><img decoding=\"async\" src=\"https:\/\/fr.igihe.com\/IMG\/png\/im.jpg.png\" alt=\"I&amp;M Bank Rwanda a r\u00e9alis\u00e9 un b\u00e9n\u00e9fice de 11,6 milliards de francs rwandais au cours des six premiers mois de 2025\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>I&#038;M Bank Rwanda a r\u00e9alis\u00e9 un b\u00e9n\u00e9fice de 11,6 milliards de francs rwandais au cours des six premiers mois de 2025, soit une hausse de 45 % par rapport \u00e0 la m\u00eame p\u00e9riode de l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n","protected":false},"author":488,"featured_media":4000064817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7528],"tags":[7605],"byline":[7717],"hashtag":[],"class_list":["post-38920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie-2","tag-homenews","byline-igihe"],"bylines":[{"id":7717,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":393}],"contributors":[{"id":7717,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":393}],"featured_image":{"id":4000064817,"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","alt":"","caption":"","mime_type":"image\/jpeg","width":0,"height":0,"sizes":{"thumbnail":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","width":1,"height":1},"medium":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","width":1,"height":1},"medium_large":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","width":1,"height":1},"large":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","width":1,"height":1},"full":{"url":"https:\/\/fr-images.igihe.com\/IMG\/logo\/im_cp-3.jpg","width":0,"height":0}}},"_links":{"self":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/38920","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/users\/488"}],"replies":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/comments?post=38920"}],"version-history":[{"count":0,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/posts\/38920\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media\/4000064817"}],"wp:attachment":[{"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/media?parent=38920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/categories?post=38920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/tags?post=38920"},{"taxonomy":"byline","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/byline?post=38920"},{"taxonomy":"hashtag","embeddable":true,"href":"https:\/\/new.igihe.com\/french\/wp-json\/wp\/v2\/hashtag?post=38920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}