{"id":55302,"date":"2025-08-20T15:08:57","date_gmt":"2025-08-20T15:08:57","guid":{"rendered":"https:\/\/new.igihe.com\/i-m-bank-rwanda-posts-frw-11-6-billion-profit-in-first-half-of-2025\/"},"modified":"2025-08-20T15:10:37","modified_gmt":"2025-08-20T15:10:37","slug":"i-m-bank-rwanda-posts-frw-11-6-billion-profit-in-first-half-of-2025","status":"publish","type":"post","link":"https:\/\/new.igihe.com\/english\/i-m-bank-rwanda-posts-frw-11-6-billion-profit-in-first-half-of-2025\/","title":{"rendered":"I&M Bank Rwanda posts Frw 11.6 billion profit in first half of 2025"},"content":{"rendered":"

By the end of June 2025, the bank\u2019s total assets had risen to Frw 916 billion, reflecting a 12% increase since December 2024. Its loan portfolio expanded by 24% to reach Frw 440 billion. <\/p>\n

Almost half of these loans were new, issued mainly through branches across the country, with a large portion allocated to first-time clients, demonstrating the growing confidence customers place in the bank.<\/p>\n

Customer deposits also registered growth, rising 12% to Frw 737.7 billion by June 2025. This was largely attributed to branch network expansion and service improvement initiatives.<\/p>\n

The bank reported effective cost management, with reduced cost-to-income ratio of 45%.
\nA substantial share of this spending went toward employee-focused programs, which increased by 27%, reflecting investment in staff training, welfare, and professional development.<\/p>\n

According to the bank\u2019s Chief Executive Officer, Benjamin Mutimura, the strong performance was the result of customer trust and the bank\u2019s continued focus on market leadership, strategic partnerships, and a customer-first approach. He stressed that these priorities had consistently delivered positive results.<\/p>\n

In addition to financial growth, the bank underscored its broader social contribution, noting that its initiatives had positively impacted the lives of more than 200,000 Rwandans. <\/p>\n

Management emphasized that this progress reflects a commitment to inclusive development and shared prosperity, made possible through strong partnerships, employee dedication, and client loyalty. Looking ahead, the bank reaffirmed its focus on innovation, operational efficiency, and customer-centered growth.<\/p>\n

Established in 1963 under the name Banque Commerciale du Rwanda (BCR), I&M Bank Rwanda is the country\u2019s oldest commercial bank. It has been listed on the Rwanda Stock Exchange since March 2017.<\/p>\n

\"I&M<\/figure>\n","protected":false},"excerpt":{"rendered":"

I&M Bank Rwanda recorded a profit after tax of Frw 11.6 billion in the first six months of 2025, a 45% increase compared to the same period last year.<\/p>\n","protected":false},"author":62,"featured_media":2000092863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[75],"byline":[170],"hashtag":[],"class_list":["post-55302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-62","tag-homenews","byline-igihe"],"bylines":[{"id":170,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":8}],"contributors":[{"id":170,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":8}],"featured_image":{"id":2000092863,"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","alt":"","caption":"","mime_type":"image\/jpeg","width":0,"height":0,"sizes":{"thumbnail":{"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","width":1,"height":1},"medium":{"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","width":1,"height":1},"medium_large":{"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","width":1,"height":1},"large":{"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","width":1,"height":1},"full":{"url":"https:\/\/en-images.igihe.com\/IMG\/logo\/542a0010-2-68ffe-2-fd116.jpg","width":0,"height":0}}},"_links":{"self":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts\/55302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/comments?post=55302"}],"version-history":[{"count":0,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts\/55302\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/media\/2000092863"}],"wp:attachment":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/media?parent=55302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/categories?post=55302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/tags?post=55302"},{"taxonomy":"byline","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/byline?post=55302"},{"taxonomy":"hashtag","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/hashtag?post=55302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}