{"id":2000123792,"date":"2026-08-27T14:11:34","date_gmt":"2026-08-27T12:11:34","guid":{"rendered":"https:\/\/new.igihe.com\/english\/?p=2000123792"},"modified":"2026-08-27T14:11:35","modified_gmt":"2026-08-27T12:11:35","slug":"im-bank-rwanda-plc-rolls-out-higa-account-for-collective-savings-groups","status":"publish","type":"post","link":"https:\/\/new.igihe.com\/english\/im-bank-rwanda-plc-rolls-out-higa-account-for-collective-savings-groups\/","title":{"rendered":"I&M Bank Rwanda Plc rolls out Higa account for collective savings groups"},"content":{"rendered":"\n

Through Higa, customers can earn up to 7.5% per annum, credited monthly. The account is designed to provide groups with a structured and reliable way to grow their collective savings while reducing the risks associated with informal fund management.<\/p>\n\n\n\n

Speaking about the launch, Yves Kayihura, Head of Retail Banking at I&M Bank (Rwanda) Plc said: \u201cWe believe that every saving, no matter its size, is a step towards a stronger financial future. Higa is designed to give savings groups the security of a trusted banking partner while rewarding them for building their savings. By bringing group savings into a structured banking environment, we are helping our customers save with confidence and grow together.\u201d<\/p>\n\n\n\n

Higa is available to Ibimina, informal savings groups, cooperatives, associations, clubs, professional groups and collective savings schemes.<\/p>\n\n\n\n

The account offers no maintenance fee, monthly interest payouts and the flexibility of a continuing savings account with no maximum holding period.<\/p>\n\n\n\n

Opening a Higa account is simple. Customers can visit their nearest I&M Bank branch and complete the standard account opening process. Groups will be required to provide the relevant identification and supporting documentation based on their group structure.<\/p>\n\n\n\n

With Higa, I&M Bank continues to expand access to relevant and inclusive financial solutions that respond to the needs of communities and group-based savers.<\/p>\n\n\n\n

Incorporated in 1963, I&M Bank (Rwanda) Plc is the oldest Bank in Rwanda. It is today one of the leading players in the industry with a strong footprint across the country.<\/p>\n\n\n\n

The bank offers a full range of personal, business, institutional, and corporate banking products throughout its locations. The Bank has been listed on the Rwanda Stock Exchange since March 2017.<\/p>\n\n\n\n

The bank is also a subsidiary of I&M Group PLC, a leading regional financial services group in Eastern Africa with a presence in Kenya, Tanzania, and Uganda as well as a joint venture in Mauritius.<\/p>\n\n\n\n

I&M Group has a long history in banking and has established a wide network of correspondent banks across the globe and enjoys a strong relationship with leading international Development Financial Institutions.<\/p>\n\n\n\n

\"\"
Incorporated in 1963, I&M Bank (Rwanda) Plc is the oldest Bank in Rwanda. <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

I&M Bank (Rwanda) Plc has launched Higa, a dedicated savings solution designed to help Ibimina, cooperatives, associations and other group savings schemes save securely while earning competitive returns.<\/p>\n","protected":false},"author":3,"featured_media":2000123793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"byline":[170],"hashtag":[],"class_list":["post-2000123792","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","byline-igihe"],"bylines":[{"id":170,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":8}],"contributors":[{"id":170,"name":"IGIHE","slug":"igihe","description":"","image":{"id":0,"url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&f=y&r=g","alt":"Default avatar","title":"Default avatar","caption":"","mime_type":"image\/jpeg","sizes":[]},"user_id":8}],"featured_image":{"id":2000123793,"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","alt":"","caption":"Incorporated in 1963, I&M Bank (Rwanda) Plc is the oldest Bank in Rwanda. ","mime_type":"image\/jpeg","width":900,"height":521,"sizes":{"thumbnail":{"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","width":900,"height":521},"medium":{"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","width":900,"height":521},"medium_large":{"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","width":900,"height":521},"large":{"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","width":900,"height":521},"full":{"url":"https:\/\/cdn.igihe.com\/en\/2026\/08\/ayendemu-265c0.jpg","width":900,"height":521}}},"_links":{"self":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts\/2000123792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/comments?post=2000123792"}],"version-history":[{"count":1,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts\/2000123792\/revisions"}],"predecessor-version":[{"id":2000123794,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/posts\/2000123792\/revisions\/2000123794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/media\/2000123793"}],"wp:attachment":[{"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/media?parent=2000123792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/categories?post=2000123792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/tags?post=2000123792"},{"taxonomy":"byline","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/byline?post=2000123792"},{"taxonomy":"hashtag","embeddable":true,"href":"https:\/\/new.igihe.com\/english\/wp-json\/wp\/v2\/hashtag?post=2000123792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}