Author: Wycliffe Nyamasege

  • How eKash is accelerating Rwanda’s cashless economy

    How eKash is accelerating Rwanda’s cashless economy

    Developed and hosted by RSwitch, Rwanda’s national e-payments switch, eKash links banks, SACCOs, mobile money operators, and fintechs under a single interoperable system. The platform allows users to send, receive, and pay instantly, regardless of the bank or mobile wallet they use.

    At its core, eKash is about convenience and inclusivity. Transactions are settled in under 15 seconds, enabling individuals and businesses to move money anytime, anywhere, and across any platform. Beyond speed, the platform carries a broader national purpose, which is to strengthen Rwanda’s financial sovereignty and ensure full control over its payment infrastructure.

    To accelerate this vision, the platform, which has been rolled out in phases, is set for its official launch on December 5, 2025, at the Kigali Convention Centre (KCC).

    {{A platform built for Rwanda’s digital ambitions
    }}

    The rollout of eKash comes at a time when Rwanda is deepening its digital transformation agenda. Under the government’s Vision 2050 and the Smart Rwanda Master Plan, the country aims to build an innovation-led economy where cashless transactions become the norm rather than the exception.

    In this vision, eKash plays a critical role. The platform represents a national digital payment infrastructure capable of operating even in times of external disruptions or sanctions. By reducing dependence on foreign payment systems, it ensures continuity, security, and local ownership of financial data.

    eKash is not just a payment platform; it’s Rwanda’s national financial unifier. By bringing all players together under one system, eKash levels the playing field; banks, SACCOs, mobile money operators, and fintechs no longer have to integrate individually. One endpoint opens a plethora of market opportunities, giving every participant equal footing.

    {{Financial inclusion at the centre
    }}

    A defining feature of eKash is its focus on financial inclusion. The platform enables credit scoring and financial history portability, allowing previously unbanked Rwandans to access loans and other financial services for the first time.

    Through seamless interoperability, money can move effortlessly between formal banks and mobile money accounts. For small traders and ordinary citizens, this reduces barriers to participation in the digital economy. For businesses, eKash offers a single collection point for payments, reducing reconciliation costs and improving cash flow management.

    {{Enabling person-to-business (P2B) payments
    }}

    Beyond person-to-person transfers, eKash also supports person-to-business (P2B) payments, enabling users to pay merchants, service providers, and utility bills directly from any bank or mobile wallet. This interoperability removes the friction traditionally associated with digital payments, where consumers and businesses often had to rely on multiple platforms or manual reconciliation.

    For consumers, this means faster, simpler, and more convenient transactions. Whether paying for groceries, school fees, electricity, or mobile services, users can transact in real time without worrying about which bank or mobile money provider the merchant uses.

    For businesses, P2B payments provide instant settlement and a single point of collection, reducing administrative overhead and improving cash flow management. Small traders and informal businesses can now accept digital payments, expand their customer base, and build a credible financial history that may unlock future credit and services.

    This functionality goes beyond convenience; it helps formalise Rwanda’s cash-based economy, strengthens financial inclusion, and encourages reliable, data-driven operations across sectors. By simplifying and securing transactions, eKash ensures that every Rwandan, whether in Kigali’s commercial centres or rural districts, can engage confidently in the digital economy.

    {{Driving the cashless economy vision
    }}

    With Rwanda steadily establishing itself as one of Africa’s leaders in digital innovation, eKash is poised to play a pivotal role. The platform promises a future where money moves freely within the national financial ecosystem, securely, instantly, and without intermediaries.

    Its success could also provide a model for other African economies seeking to localise payment infrastructure and reduce reliance on global systems.

    Choosing eKash means embracing instant, inclusive, and intelligent payments, a system that empowers individuals, strengthens businesses, and drives Rwanda toward a fully cashless economy. The official launch of eKash on December 5th at KCC is set to connect the nation and accelerate Rwanda’s transition to a cashless, digitally empowered economy.

    Developed and hosted by RSwitch, Rwanda’s national e-payments switch, eKash links banks, SACCOs, mobile money operators, and fintechs under a single interoperable system. The platform allows users to send, receive, and pay instantly, regardless of the bank or mobile wallet they use.
  • President Kagame holds talks with Qatar’s Emir on bilateral cooperation

    President Kagame holds talks with Qatar’s Emir on bilateral cooperation

    The discussions took place on the sidelines of the Second World Summit for Social Development in Doha, where both leaders explored avenues to enhance collaboration between Rwanda and Qatar.

    According to a statement from the Office of the President, Village Urugwiro, the talks reviewed the strong ties between the two countries and identified opportunities for further cooperation.

    “This morning in Doha, President Kagame met with His Highness Sheikh Tamim bin Hamad Al Thani, the Emir of Qatar, on the sidelines of the Second World Summit for Social Development. Their discussions focused on the excellent relations between Rwanda and the State of Qatar, and the multiple areas of fruitful bilateral collaboration,” the statement read.

    The leaders last met on September 12, 2025, during President Kagame’s official visit to Qatar.

    Rwanda and Qatar share strong cooperation in areas including investment, tourism, and transport, reflecting Rwanda’s strategy of fostering diplomacy based on mutual respect, peace, and development.

    In the aviation sector, Qatar Airways has agreed to acquire a 60 % stake in Rwanda’s Bugesera International Airport project and is also seeking a 49 % stake in the national carrier, RwandAir, as part of a broader aviation and transport partnership.

    The discussions between President Kagame and Qatar Emir took place on the sidelines of the Second World Summit for Social Development in Doha, where both leaders explored avenues to enhance collaboration between Rwanda and Qatar.
  • Goshen Finance records strong growth as assets hit Frw 24 billion

    Goshen Finance records strong growth as assets hit Frw 24 billion

    The announcement was made during an extraordinary general assembly of shareholders held on November 2, 2025, where members also elected a new Board of Directors to replace the outgoing leadership that had served since 2016.

    The outgoing board was chaired by Peter Nkubara, who has been succeeded by Jonathan Gatera as the new Board Chair.

    Presenting the institution’s performance highlights, Nkubara noted that Goshen Finance had maintained consistent growth across key indicators, including assets, loan portfolio, and customer base.

    “When we took over in 2016, total assets stood at Frw 3.1 billion. Today, we leave behind a stronger institution with assets worth Frw 24 billion, according to the financial report released in September 2025,” Nkubara said.

    Over the same period, the institution’s loan portfolio expanded from Frw 2 billion to Frw 20 billion, while its customer base grew from 20,000 clients in 2016 to more than 70,000 in 2025. Including clients under cooperatives, the total now exceeds 100,000.

    Goshen Finance also increased its branch network from six in 2016 to nine in 2025, strengthening its footprint across key districts.

    Speaking during the assembly, Goshen Finance Managing Director Ignace Musangamfura, commended the outgoing board for its stewardship and commitment to good governance, which he said laid a solid foundation for sustained growth.

    “I sincerely thank this outgoing board because they ensured strong corporate governance, which is crucial for growth. A company can’t thrive without a board that sets strategic direction, ensures compliance, and upholds standards set by oversight institutions like the National Bank of Rwanda (BNR),” Musangamfura said.

    He pledged close collaboration with the newly elected board to sustain the institution’s momentum and implement ongoing digital transformation projects aligned with the country’s financial inclusion and innovation agenda.

    “As an institution still in its growth journey, we recognise that we are operating in a highly digital era. Some of our technology-related projects have been delayed due to limited capital. We therefore need to strengthen investment in the coming years, and it’s encouraging to see shareholders showing strong commitment,” he added.

    The new Board of Directors, chaired by Jonathan Gatera, includes Dr. Charles Hategekimana, Lois Nyirasoni, Vivien Niyomugenga, and Josephine Mugeni.

    Founded in 2005 as a COPEC, Goshen Finance Plc was licensed by the National Bank of Rwanda (BNR) in 2008 to operate as a microfinance institution. The institution now operates nine branches in Nyarugenge, Ruhango, Kimironko, Musanze, Nyabugogo, Rubavu, Remera, Downtown, and Rwamagana. The institution employs around 100 staff members.

    Goshen Finance Plc has reported strong growth in its financial performance, with total assets rising to Frw 24 billion in 2025, up from Frw 3 billion in 2016.
    Goshen Finance customer base grew from 20,000 clients in 2016 to more than 70,000 in 2025. Including clients under cooperatives, the total now exceeds 100,000.
    The new board of Goshen Finance Plc has committed to promoting the growth and development of the institution.
    Shareholders of Goshen Finance Plc convened in a special meeting to elect new leaders.
    Jonathan Gatera was elected to chair the Board of Directors of Goshen Finance Plc.
    Goshen Finance Plc’s Managing Director, Ignace Musangamfura, expressed his appreciation to the outgoing board for their dedicated service and significant contributions.
  • Kagame shares what’s fueling Rwanda’s fast-paced social development at UN summit

    Kagame shares what’s fueling Rwanda’s fast-paced social development at UN summit

    Speaking on the opening day of the three-day UN summit at the Qatar National Convention Centre, hosted by Qatar, the Head of State credited Rwanda’s transformation to policies that place people at the centre of every decision.

    “Social protection, community participation and accountability are firmly embedded in how we govern,” he said. “Every policy decision by our institutions is concerned with advancing quality of life.”

    Thirty years after the landmark Copenhagen Declaration, Kagame acknowledged global gains in reducing extreme poverty and expanding access to education and healthcare, but warned that persistent inequalities demand faster, smarter governance.

    “These challenges are not new, but our governance systems have not evolved fast enough to solve them,” he said.

    He urged leaders to keep “the pendulum swinging in the right direction” by prioritising human capital above all else. “For development to be sustained, it cannot be outsourced,” Kagame declared.

    Rwanda’s own trajectory exemplifies this approach. Since the 1994 Genocide against the Tutsi, the country has achieved near-universal health coverage through its Community-Based Health Insurance (Mutuelles de Santé), now reaching over 90 percent of the population and helping lift life expectancy from around 26 years in 1993 to 69.9 years today.

    In education, the rollout of free basic schooling has driven near-universal primary enrollment, while initiatives like the Vision Umurenge Programme (VUP) provide cash transfers, public works jobs, and financial services to the poorest households, promoting income generation and social cohesion.

    These efforts have yielded tangible results. The latest Integrated Household Living Conditions Survey (EICV7), released in April 2025, shows Rwanda’s national poverty rate plummeting by 12.4 percentage points over seven years, from 39.8 percent in 2017 to 27.4 percent in 2024, lifting approximately 1.5 million people out of poverty.

    Extreme poverty also fell sharply to 3.1 percent, with rural electricity access surging from 34.4 percent to 72 percent and mobile phone ownership rising to 84.6 percent.

    President Kagame also called for a reset in global partnerships, criticising imbalanced cooperation that excludes most of the world.

    “For multilateral engagement to be effective, [it] will need to be tailored to delivering universal, measurable and timely results, not promises,” he said.

    On global finance, Kagame insisted that institutions must become “more fit for purpose” and create fiscal space for countries to adapt and grow.

    “If we are serious about social development, then our solutions must serve the needs of all countries, not just a few.”

    Concluding his remarks, President Kagame said Rwanda stands ready to collaborate.

    “We should expect more challenges in the near future and prepare to prevent and manage them,” he said. “Rwanda stands ready to work with all our partners to build a more inclusive and resilient future.”

    The summit, running through November 6 and convened under UN General Assembly resolutions 78/261 and 78/318, brings together heads of state, UN officials, including Secretary-General António Guterres and General Assembly President Annalena Baerbock, and civil society to accelerate progress on the 2030 Agenda for Sustainable Development amid global uncertainties such as conflicts and climate volatility.

    President Paul Kagame on Tuesday told world leaders at the Second World Summit for Social Development that Rwanda’s rapid social progress is driven by a strong focus on human capital, home-grown accountability, and the belief that development cannot be outsourced.
    The summit, running through November 6 and convened under UN General Assembly resolutions 78/261 and 78/318, brings together heads of state, UN officials and other high ranking dignitaries.
  • New Frw 60 billion LPG depot to boost Rwanda’s energy security

    New Frw 60 billion LPG depot to boost Rwanda’s energy security

    The facility being developed by Société Pétrolière (SP) will store up to 9,000 tonnes of LPG, enough to meet the country’s cooking gas needs for around two months. It includes daily-use tanks already in place and larger long-term storage spheres currently under construction.

    Speaking to the New Times, SP Managing Director Claudien Habimana said the depot will not only serve SP but also allow the government and other energy players to maintain strategic reserves, helping ensure supply continuity and market stability.

    The project has seen costs rise from the original Frw 38 billion due to equipment upgrades. It’s expected to enter a temporary operational phase in January 2026 before full commissioning in July.

    Currently, Rwanda imports all its LPG, and only a small fraction of households use gas for cooking. The new depot is expected to stabilise supply, reduce price fluctuations, and support future growth in the domestic LPG market, while laying the groundwork for Rwanda’s transition to cleaner energy sources.

    The offloading and loading area at the cooking gas depot being set up in Gasabo.
    The project has seen costs rise from the original Frw 38 billion due to equipment upgrades.
    Installation of three large spherical LPG storage tanks is underway at the facility.
  • Summary executions, sexual violence in Sudan’s El Fasher continue – UN

    Summary executions, sexual violence in Sudan’s El Fasher continue – UN

    The UN Office for the Coordination of Humanitarian Affairs (OCHA) said the United Nations received credible reports of the crimes against civilians, including women and children, from within the barricaded North Darfur state’s capital.

    “Hundreds of civilians, including humanitarian workers, have reportedly been killed, while large numbers remain trapped inside the city with little or no communication to the outside world,” OCHA said.

    “The delivery of life-saving assistance remains blocked by the RSF, contrary to its obligation under international humanitarian law to facilitate the rapid and unimpeded passage of such relief.”

    The International Organization for Migration (IOM) reported that nearly 71,000 people have fled El Fasher and surrounding areas since the city’s fall on Oct. 26, most to overcrowded camps in the town of Tawila, 40 kilometers away, while many new arrivals have reported killings, abductions and sexual violence along the way.

    Conditions in Tawila are dire, with families living in the open or in makeshift shelters, food stocks running out and clean water scarce, said OCHA. “The UN and its partners are providing emergency assistance, including daily meals, healthcare, water, sanitation, nutrition and psychosocial support, but these efforts cover only a fraction of the needs due to funding constraints.”

    Violence in the Kordofan region has also sharply escalated, triggering large-scale displacement and civilian suffering, said the office, noting that grave violations, including the alleged summary execution of civilians, have been reported in North Kordofan’s locality of Bara.

    The IOM said that between October 26 and 31, approximately 37,000 people were displaced from Bara, Um Rawaba and surrounding villages. Civilians face mounting insecurity, food shortages and the destruction of basic infrastructure.

    With just two months left in the year, the 2025 response plan for Sudan is only 28 percent funded, with 1.17 billion U.S. dollars received of the 4.16 billion dollars required, said OCHA, calling for urgent, flexible funding to support the millions of people caught in the Sudan conflict.

  • Rwanda’s leather industry rebounds with Frw 11 billion in export earnings

    Rwanda’s leather industry rebounds with Frw 11 billion in export earnings

    The Cluster’s Chairperson, Jean D’amour Kamayirese, told IGIHE that the earnings mark a significant recovery in the sector, crediting government reforms for restoring the value of hides and skins.

    Leather exports had declined sharply following a 2015 East African Community (EAC) directive that restricted the export of raw hides and skins outside the region. Exporters who wished to sell beyond the EAC were required to pay a USD 0.52 levy per kilogram, a policy that discouraged trade and reduced prices locally.

    Before the directive, a kilogram of hides sold for about Frw 1,500, but the price later dropped to between Frw 100 and 200.

    To revive the sector, the Ministry of Trade and Industry (MINICOM) and the Rwanda Development Board (RDB) established the Kigali Leather Cluster in May 2023 to coordinate value chain development and support plans for a leather processing plant in Bugesera District.

    Although the cluster initially focused on Kigali-based processors, a broader platform, the Rwanda Value Chain Alliance (RVCA), was later formed to include members from across the country.

    Kamayirese said the 2015 restriction had discouraged investors, leading to wastage of raw hides.

    “We found that many traders had left the business because of heavy losses,” he said. “We began engaging producers and traders across provinces to assure them that the government was working on a solution.”

    He noted that following sustained advocacy by the cluster and its partners, the government reviewed and lifted the export restriction in October 2024, allowing trade beyond the EAC without the previous high levy.

    “Since the directive was lifted, we have seen a return of investors from different countries,” Kamayirese said. “Prices have since increased from Frw 100–200 per kilogram to about Frw 750.”

    Before 2014, Rwanda earned more than Frw 4 billion annually from leather exports. However, between 2016 and 2019, export revenues dropped to just Frw 63 million due to the trade restrictions.

    Since 2024, Rwanda has exported 459,000 cattle hides, earning about Frw 6.8 billion, and 3.2 million goat skins, generating Frw 4.8 billion, bringing total earnings to over Frw 11 billion.

    Leather remains one of the world’s most versatile raw materials, widely used in footwear, fashion accessories, furniture, automotive interiors, and sports gear.

    Chairperson of Kigali Leather Cluster, Jean D’amour Kamayirese, praised the Government of Rwanda for helping restore the value of leather.
    Leather processors in Rwanda report that since the ban on exporting hides outside the EAC was lifted, their earnings have increased significantly.
    Industry players in the leather value chain report that hide prices have now recovered.
  • Sudan ambassador to Rwanda says RSF killed 3,000 in Al-Fashir in 24 hours, calls for terrorist designation

    Sudan ambassador to Rwanda says RSF killed 3,000 in Al-Fashir in 24 hours, calls for terrorist designation

    Speaking during a press conference at the Sudanese Embassy in Kigali, Dafalla called on the international community to designate the RSF as a terrorist organisation, enforce arms embargoes, and hold foreign backers accountable for fueling what he described as a “foreign aggression” against the Sudanese people.

    “What is going on in Sudan is not a civil war; what is going on in Sudan is not a war between two generals, it is a war ignited by RSF supported by foreign powers,” Dafalla declared.

    “In Al-Fashir alone, in 24 hours, they killed 3,000 people, including patients in hospital beds. They buried people alive, smashed bones under vehicle tires, and used rape and hunger as weapons of war.”

    The ambassador’s statement comes amid mounting reports of mass killings following the RSF’s capture of Al-Fashir after a gruelling 600-day siege, the last major Sudanese Armed Forces (SAF) stronghold in Darfur.

    Yale University’s Humanitarian Research Lab has documented satellite imagery showing clusters of bodies and bloodstained ground, corroborating survivor accounts of house-to-house executions targeting non-Arab ethnic groups like the Zaghawa and Masalit.

    Dafalla, who praised Rwanda’s 2003 peacekeeping role in Darfur and its post-genocide reconciliation model as an “inspired African success,” drew stark parallels to the 1994 Genocide against the Tutsi.

    “The same symptoms are repeating themselves in Sudan,” he said. “Genocide has been committed in Darfur, not just our claim, but recognised by the U.S. administration and others as crimes against humanity, war crimes, and ethnic cleansing.”

    Videos played during the briefing, reportedly filmed by RSF fighters, showed executions in hospitals and civilians being herded into mass graves, footage that left attendees visibly shaken.

    The World Health Organisation has confirmed at least 460 deaths at Al-Fashir’s Saudi Hospital alone, including patients, staff, and visitors gunned down in their beds. Survivors fleeing to nearby Tawila have recounted ethnic profiling, with men separated and shot, women assaulted, and families ransomed for up to $10,000.

    The RSF, which evolved from the notorious Janjaweed militias blamed for the early 2000s Darfur genocide, has denied systematic abuses, with leader Mohamed Hamdan Dagalo (Hemedti) promising investigations into “violations.” Yet, the paramilitary’s advance has displaced over 900,000 people from Al-Fashir in recent weeks, contributing to Sudan’s staggering total of 14 million internally displaced, equivalent to Rwanda’s entire population.

    The briefing also highlighted broader RSF tactics: 102 recorded massacres across Sudan, infrastructure sabotage (including drone strikes on the Marawi and Addamazine dams, crippling a third of the nation’s power), and control of gold mines fueling 50% of Sudan’s smuggled production.

    “They’re killing by identity, believing in Arab superiority, calling African tribes ‘slaves’—falangai in their language,” Amb. Dafalla explained.

    On the diplomatic front, Dafalla welcomed U.S. efforts via the “Quad” (U.S., Saudi Arabia, Egypt, UAE) but rejected UAE involvement as “non-neutral,” insisting on Sudan’s full consent for any ceasefire.

    He urged the African Union to lift Sudan’s suspension, enabling fuller participation in “African solutions for African problems,” and called for Rwanda’s support in pressuring neighbours to close arms corridors.

    “Justice is not served by condemnations alone. The victims feel betrayed. Hold the RSF accountable, or the genocide continues.”

    The ambassador emphasised that, in efforts to de-escalate the crisis, the African Union had announced Uganda’s President Yoweri Museveni as a mediator to facilitate a peace process. However, Ambassador Dafalla said the AU had failed to deliver on its mission of restoring security in Sudan and, for many reasons, looked to Rwanda as a potential mediator capable of making a tangible impact.

    He noted that influential African leaders, such as President Paul Kagame, are well-positioned to use established continental frameworks to help mediate and resolve the Sudanese conflict.

    “Kagame has credibility, the confidence of the Sudanese people, experience, and wisdom to address this conflict in Sudan. We will definitely welcome his efforts in this regard, whether through the African Union or any group of African leaders coming to mediate in Sudan,” the ambassador added.

    Sudan’s crisis, the world’s largest humanitarian emergency, has killed tens of thousands and risks partitioning the nation. With Al-Fashir’s fall, fears mount of a Darfur-wide ethnic catastrophe, unless bold international action intervenes.

    Speaking during a press conference at the Sudanese Embassy in Kigali, Dafalla called on the international community to designate the RSF as a terrorist organisation, enforce arms embargoes, and hold foreign backers accountable for fueling what he described as a "foreign aggression" against the Sudanese people.
  • NCBA golf series Rwanda 2025: A finale of precision, passion, and partnership

    NCBA golf series Rwanda 2025: A finale of precision, passion, and partnership

    More than 200 golfers, from seasoned competitors to ambitious newcomers, took to the fairways over two thrilling days of competition, culminating in an elegant prize-giving dinner hosted at the all-new Mövenpick Hotel Kigali and co-sponsored by Johny Walker. It was an evening defined by class, camaraderie, fine dining, great drinks and applause for excellence, both on the greens and beyond.

    The tournament brought together the region’s top talent, producing some of the year’s most impressive performances. Jenny Linda, who captured the Best Gross Score Ladies title, dazzled with consistency and composure, while Mukisa Benjamin earned Best Gross Score Men honours after a brilliant round that demonstrated poise under pressure.

    Among the seniors, David Rwiyamirira proved that age and experience are a formidable combination, taking the Best Gross Score Seniors title.

    The men’s divisions were equally competitive, from David Nzioki’s masterful play in Division A to Rwigamba Paul’s dominance in Division B and Ndabarasa Alfred’s steady rise to victory in Division C. On the women’s side, Irene Wanjiku, Sheetal Philip, and Eve Tushabe continued to showcase the growing strength of women’s golf in Rwanda, each delivering rounds that balanced power with precision.

    Beyond the individual victories, the event underscored a bigger story, one of growth, inclusion, and ambition for Rwandan golf. With every edition, the level of play has risen remarkably, signalling a sport in transformation and a community finding its rhythm on the regional stage.

    Speaking at the prize-giving ceremony, Maurice Toroitich, Managing Director of NCBA Bank Rwanda, reaffirmed the bank’s commitment to nurturing this momentum.

    “We’re proud to walk this journey with the golf community, to support not only tournaments but the businesses that take shape beyond the course. NCBA is here for more than sport; we are here for partnership, for progress, and for possibility.”

    As the night ended with laughter, toasts, and plans for next year’s series, one message rang clear: The NCBA Golf Series is now firmly embedded as one of the most anticipated golf events in the country. It was a celebration of shared values: excellence, resilience, and vision. And as NCBA continues to drive both business and sport forward, the future of Rwandan golf looks not only bright but truly boundless.

    More than 200 golfers, from seasoned competitors to ambitious newcomers, took to the fairways over two thrilling days of competition, culminating in an elegant prize-giving dinner hosted at the all-new Mövenpick Hotel Kigali and co-sponsored by Johny Walker.
    The tournament brought together the region’s top talent, producing some of the year’s most impressive performances.
    Beyond the individual victories, the event underscored a bigger story, one of growth, inclusion, and ambition for Rwandan golf.
  • Germany’s GISMA University opens global study opportunities for Rwandan students

    Germany’s GISMA University opens global study opportunities for Rwandan students

    The university aims to provide aspiring professionals with global exposure, career-focused learning, and access to international opportunities in Europe’s thriving business environment.

    Established in 1999, GISMA has built a strong reputation for offering industry-relevant programs in management and business studies, including MBA and master’s degrees.

    With campuses in Potsdam and Berlin, the university provides an ideal setting for students to combine academic excellence with real-world experience. All GISMA programs are state-accredited and taught in English, ensuring accessibility to students from across the world.

    GISMA’s academic distinction is reflected in its global accreditations. The university’s Global MBA program is AMBA-accredited, placing it among the world’s top business schools. It also holds the distinction of being the only university in Germany offering CIM-accredited marketing degrees.

    GISMA University of Applied Sciences is privately owned University in Germany.

    The institution’s prime locations, Potsdam, home to SAP’s innovation hub, and Berlin, one of Europe’s key business centres, provide students with valuable industry connections and internship opportunities.

    The university’s strong partnerships with global companies such as Tesla, Bosch, Safran Engineering, and SAP further strengthen its career-oriented approach.

    Through these collaborations, students gain access to internships, professional certifications, and mentorship from industry leaders. GISMA boasts a 94% job placement rate, with graduates earning average starting salaries between €55,000 and €60,000, demonstrating the university’s focus on employability.

    Recently, GISMA became the second university in Germany to receive the BSIS Impact Label, a recognition of its tangible contribution to the economy and society. The award highlights the entrepreneurial impact of its students and alumni; more than 15 start-ups founded by GISMA graduates have created over 120 new jobs globally.

    Prof. Dr. Ramon O’Callaghan, President of Gisma, celebrating Gisma’s recognition at the AMBA & BGA Excellence Awards.

    Beyond academics, GISMA places strong emphasis on student well-being, offering psychological support and wellness workshops to help learners manage stress and maintain a healthy balance between study and personal life. This holistic approach reflects the university’s commitment to nurturing both professional competence and personal growth.

    For Rwandan students, studying at GISMA presents a unique opportunity to access affordable, high-quality education in Germany, a country known for low tuition fees, reasonable living costs, and a streamlined visa process. Students also benefit from the ability to work part-time during their studies and secure well-paying jobs after graduation.

    GISMA University is now actively seeking talented Rwandan students interested in pursuing degrees in business and management. Applications can be made through Bench Study Consult, the university’s official representative in Rwanda.

    Prospective students can reach Bertin Nyirigira, Founder and Managing Director, via email at apply@benchstudy.com or visit www.benchstudy.com for guidance on the application process.

    Bertin Nyirigira, Managing Director at Bench Study Consult and a consultant in international education and student recruitment, is the official representative of GISMA University of Applied Sciences in Rwanda.